Helping you own your home sooner

A simple way to buy a home or refinance

Whether you’re building, investing or simply fixing up your current home, a housing loan is the best way to hammer in the first nail to your dream home.

  • icon Same day approval and multiple funding options
  • icon Access loans without origination fees
  • icon Borrow up to $250,000
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Mortgage lending

Our experienced loan officers look forward to helping you finance the home of your dreams!

Why Bankio is a great financing option for you.

Great benefits from Bankio

Building or buying, for yourself or to invest, we have the home loan for you.

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Simple Application Process

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No credit check

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No employment requiered

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Secure loan

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Fast approval

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Cash within minutes

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Get a quick and easy loan to own your dream home

Get Started with the Digital Mortgage Experience

Prequalify or apply for your mortgage in minutes

$60,000

$2.5 million

5% or more of purchase price

Period

Your Total Payment will be

$984

Rate
5.250%
APR
4.418
Points
0.325
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A Better Way to Get Loan

How it works

It's easier than you think. Follow the following simple easy steps

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1. Fill the form

Fill basic information for us to get in touch with you.

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2. Get pre-qualified

Verify your ID and get on a quick video call with a loan specialist.

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3. Send documents

Upload your documents on the Bankio app and get approved in

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4. Get a Loan

Make smart spending decisions on the spot. Our budgeting too

Quick & easy home loan

Take One Step Closer to Your Dream.

Get Home loans approved within days with transparent lending criteria and transparent processes.

Apply for a loan

Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details

Testimonials

Trusted by 2000+ Partners & Customers

Take a look at our past customers success stories. Our goal is to help you grow

The application process was efficient, and I received a quick approval. What impressed me most was the competitive interest rate I secured. Thanks to First Service Credit Union , I was able to provide my daughter with the education she deserves without worrying about financial burdens.

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Ben Mason

The loan officers at First Service Credit Union took the time to understand my financial situation and specific needs. They provided me with a range of loan options, allowing me to select the one that best suited my circumstances.

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Nancy Parks

"I want to express my gratitude to First Service Credit Union for making my dreams come true. As a first-time homebuyer, I was nervous about the mortgage process, but working with First Service Credit Union was an absolute pleasure.

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Leroy Pierce

The loan officers at First Service Credit Union took the time to understand my financial situation and specific needs. They provided me with a range of loan options, allowing me to select the one that best suited my circumstances.

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Nancy Parks
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If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

800Independence Ave, Washington DC 20591

Contact your bank branch credit card issuer as soon as you realize your card is missing. Our banks and card issuers have 24/7 customer service lines for this purpose. Report the loss or theft promptly to limit your liability for unauthorized transactions.

If your in need of our customer services call us at (406) 555-0120.

Internet Access: You must have access to the internet, either through a computer, smartphone, tablet, or another internet-enabled device. A stable and secure internet connection is essential for accessing digital banking platforms. Bank Account: You need an active bank account with a financial institution that offers digital banking services. This account will serve as the basis for managing your finances online. User Credentials: To access your digital banking account, you will need user credentials, usually consisting of a username and password. Some banks may require additional security measures, such as two-factor authentication (2FA) or biometric authentication (fingerprint or facial recognition). Mobile Banking App (Optional): If you prefer to use a mobile device, you can download your bank's official mobile banking app from the app store (e.g., Apple App Store for iOS devices or Google Play Store for Android devices). The app provides a more convenient and mobile-friendly interface for managing your finances.

  1. Encryption: Most digital banking platforms use strong encryption to protect data transmitted between your device and their servers. Look for "https://" in the website's URL and a padlock icon in your browser's address bar, which indicate a secure connection.
  2. Secure Login Credentials: Create strong and unique passwords for your digital banking accounts. Avoid using easily guessable information like birthdays or common words. Password managers can help generate and store secure passwords.
  3. Secure Devices: Ensure that the device you use for digital banking is secure. Keep your operating system, apps, and antivirus software up to date. Use a screen lock, PIN, or biometric authentication (fingerprint or facial recognition) on your device.
  4. Multi-Factor Authentication (MFA): Many banks implement MFA, requiring you to provide multiple forms of identification (e.g., password, fingerprint, or one-time code sent to your phone) before granting access. Enabling MFA adds an extra layer of security.

Ready to get started?

It only takes a few minutes to register your FREE Bankio account.

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